A significant shift is taking place in the mortgage market in Portugal: young people—up to 35 years old—now account for the majority of new mortgage contracts. According to recent data from the Bank of Portugal released by Idealista, this group now accounts for 59% of new contracts for owner-occupied housing. This phenomenon reveals not only a demographic change, but also new opportunities and challenges for real estate investors who are attentive to this emerging profile. In this article, we...